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Cash and Ultra-Short

 
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Make Better Use of Liquid Capital through Fundamental Research and Controlled Risk

Cash and Ultra-Short

As one of the largest and most experienced cash and ultra-short managers in the world, we offer a wide range of efficient and innovative investment solutions.

Investment Philosophy

We focus on investing short-term asset pools based upon our client's liquidity requirements, projected cash flow needs and risk tolerance. We select investments only from well-researched, high-quality securities and implement investment strategies that add value for the risk taken.

Proven Process

We construct portfolios within the parameters of agreed upon guidelines and use high quality securities and cutting-edge technology. Specific security selection and duration management reflect Northern Trust's assessment of relative valuations, interest rate trends, yield curve expectations and sector analysis.

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Services You'll Find

  • Automatic sweeps for trust and banking clients
  • Short-term investment management solutions
  • Direct investment services
  • Customized portfolio management

Why Work with Northern Trust

  • Expertise: Managing cash and ultra-short strategies for over 40 years.
  • Consultative Approach: We view our role as a resource extension for your investments, providing short-term investment solutions, based on liquidity analysis, cash flow needs and risk tolerance.
  • Proven Performance: Historical consistency of returns with lower volatility and downside protection backed by a well-defined investment philosophy and process.
  • Focus on Risk Management: Dedicated-credit risk management process, supported by state-of-the-art technology.
Fred Azar

Fred Azar

Director of Fixed Income Business Management
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Fred Azar

Fred Azar

Director of Fixed Income Business Management
 
Fred A. Azar is the Director of Fixed Income Business Management. In this role he is responsible for product development, management of existing products, communication of product performance, and education regarding Fixed Income capabilities, philosophy, and investment process. He represents the Fixed Income group in its interactions with our internal auditors, risk and compliance managers, marketing, and sales. Prior to his current role, he was Director of Core Strategies, responsible for overseeing actively managed fixed income investments for institutional and high net worth clients in mutual funds and separately managed accounts. Prior to this, he was a Senior Portfolio Manager in the Short Duration Fixed Income Group, managing cash, ultra short, and short bond investments.

Prior to joining Northern Trust in 2004, Fred was a Senior Portfolio Manager for the Harris Private Bank, where he managed separate account investments for high net worth and small institutional clients. He began his career in 1991, working as a trader within the Securities Lending Division of Harris Bank.

Fred received a B.S. degree in Accounting and Business Administration and an MBA from the University of Kansas. He is also a Certified Public Accountant.
 

MONEY MARKET REFORM

New SEC rules governing money market funds take effect soon. How is our fund lineup changing and what do clients need to know?

LEARN MORE

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SEC Approves Changes to Money Market Funds [PDF]

What you need to know about recent action by the U.S. Securities and Exchange Commission (SEC).

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Point of View
Investment insights, trend analysis and timely commentary from our investment experts.
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Investment Products and Services are:

Not FDIC INSURED; May lose value; No bank guarantee



© 2016 Northern Trust Corporation. Head Office: 50 South La Salle Street, Chicago, Illinois 60603 U.S.A. Incorporated with limited liability in the U.S. Products and services provided by subsidiaries of Northern Trust Corporation may vary in different markets and are offered in accordance with local regulation. For more information, read our legal and regulatory information about individual market offices.

Northern Trust Asset Management is composed of Northern Trust Investments, Inc., Northern Trust Global Investments Limited, Northern Trust Global Investments Japan, K.K., NT Global Advisors, Inc., 50 South Capital Advisors, LLC, and personnel of The Northern Trust Company of Hong Kong Limited and The Northern Trust Company. This material is directed to professional clients only and is not intended for retail clients. For Asia-Pacific markets, it is directed to expert, institutional, professional and wholesale investors only and should not be relied upon by retail clients or investors. Issued in the United Kingdom by Northern Trust Global Investments Limited.