Prior to his current role, Ray served in the dual capacity of Trust Administrator and Wealth Strategist, where he was responsible for the administration of large, complex trusts for individuals and families. His duties often involved working with sophisticated estate plans, sensitive family situations, and complex property transfers.
Ray began his career with Northern Trust in June, 1980. Ray worked as tax counsel with special expertise in tax exempt organizations, fiduciary income tax, and estate/gift tax before leaving for private law practice in 1990.
From 1990-1994, Ray was a partner in the Chicago law firm of Hoogendoorn, Talbot, Davids, Godfrey & Milligan where he assisted high net worth clients with business succession planning, the drafting of trust and wills, charitable gift planning, trust litigation, corporate transactions, and probate practice during his time in private law practice.
Prior to rejoining Northern Trust in December of 2000 Ray was a Vice President with NBD Bank (n/k/a J P Morgan Chase) where he served as a trust officer and as local trust counsel.
Ray has a B.A. from Valparaiso University and a J.D. from The Ohio State - Moritz College of Law. He is a registered representative holding a series 7 and 66 license and is also an attorney licensed to practice in Illinois and before the U.S. Tax Court. In addition, Ray is a Certified Financial Planner (CFP) and formerly taught as an adjunct professor in the MBA program of Benedictine University. He is a current member of the Chicago Estate Planning Council.