Below is our list of services offered by this office.


Steve Bell is Chairman and CEO of the Western Region at Northern Trust. In this position he is responsible for managing the company’s investment management, trust and estate planning, private and business banking and financial consulting business in California, Nevada and Washington.
Previously, Steve served as the head of the Wealth Management Group, a specialized unit of The Northern Trust Company which addresses the complex financial requirements of U.S. and international families who maintain single family offices. During his 27 year career at Northern Trust, he also built and ran the private banking business for Northern Trust Bank of California (1991-1997), served as a commercial real estate lender (1989-1990), worked with Chicago middle market owner/operators (1983-1988), and served as a supervisor in the Financial Analysis Division (1982-1983).
Steve received his A.B. degree with honors in economics from Duke University, where he graduated Phi Beta Kappa and Summa Cum Laude. He received his M.B.A. degree from the University of Chicago, with a concentration in Finance. He joined Northern Trust Company in 1982.
Steve has served as an officer and board member with various charitable, civic and educational organizations in Chicago and San Francisco. Currently Steve serves on the boards of SF Jazz and Team Up for Youth. He and his wife Susan reside in Menlo Park. Susan is the Vice President for The William & Flora Hewlett Foundation.


Ann is Managing Director of a Private Client Services (PCS) Team in Northern Trust’s San Francisco Office where she is responsible for its Investment Management, Fiduciary and Private Banking services. She also serves on the company’s Northern California Management Team and is the PCS National Practice Leader for the Western Region.
Ann joined Northern Trust from a major California bank where she held a number of management assignments most recently as SVP and Regional Manager.
A Bay Area native, she received her B.A. from Dominican College and resides with her husband Jonathan in Corte Madera.
Ann serves on the Board of Directors of the San Francisco Botanical Garden and as President of the Northern California Community Loan Fund.