Point of View

Retirement Plans

• Articles

  • Redefining Risk Management (Summer 2009)

    Putting a premium on risk assessment and solutions.

  • Participant Behavior in DC Plans (Summer 2009)

    Plan design should consider savings and investment patterns.

  • Transitioning a Fixed-Income Portfolio (Summer 2009)

    Moving bond portfolios presents different challenges for investors.

  • Investment Program Outsourcing (Spring 2009)

    Plan sponsors are more comfortable using external resources to meet new challenges.

  • The DB-ization of Defined Contribution Plans (Spring 2009)

    Defined contribution plans are receiving more attention from sponsors, regulators.

  • The Shifting Corporate Pension Landscape (October 2008)

    Investment product innovation helps U.S. plan sponsors tackle an evolving set of challenges.

  • A Holistic Approach to Risk Budgeting (July 2008)

    Approach helps U.S. plan sponsors balance short- and long-term funding considerations.

  • Risk Management or Risk Shifting? (April 2008)

    Popular academic theory meets real-world pension plan investment strategy.

  • Trends in the DC Plan Universe (January 2008)

    Use of auto enrollment, target date funds surges among defined contribution plans.

  • Developing a Liability Benchmark (January 2008)

    New scorecard gives sponsors a clearer view of a plan's ongoing health and viability.

  • Laying the Groundwork (January 2008)

    Keys to successfully restructuring defined contribution plan assets.

  • The Evolving Plan Structure Landscape (July 2007)

    New types of retirement plans address changing regulations and market trends.

  • Handing Over the Investment Reins (July 2007)

    Total investment program management can allow investors to focus on core competencies.

  • Outsourcing as a Solution to Plan Administration and Investment Challenges (April 2007)

    Plan sponsors are increasingly turning to outsourcing to gain simplicity in plan management.

  • The Move Toward DC Plans (January 2007)

    Defined contribution plans gain favor with employers around the globe.

• White Papers

  • Transition Management: Understanding & Evaluating Interim Investment Management Solutions (December 2008)
  • Risk Budgeting in an LDI Framwork (August 2008)
  • Transition Management: A Review of Market Volatility and Implications When Restructuring Assets (April 2008)

• Audio Podcasts

  • Web Trade Services (6 min. 56 sec/4.87 MB)

    Learn how Web Trade Services can increase straight-through processing in the post-execution trade process.

    Listen now to Web Trade Services (To download, right click on the link and select "Save As".

  • Target Date Funds (7 min. 13sec/5.1 MB)

    While target date funds have been in existence for several years, the recent surge in interest is a result of the Pension Protection Act which was signed into law in 2006. Many plan sponsors are adopting target date strategies as their new default investment option. Listen to this podcast to find out more about Target Date Strategies.

    Listen now to Target Date Funds (To download, right click on the link and select "Save As.")

  • The Pension Liability Equation/LDI (8 min. 02 sec/5.6 MB)

    Pension Plan sponsors in Europe and North America are looking for alternatives to traditional pension management strategies. A host of issues are prompting plan sponsors to seek out new solutions with the potential to relieve the pressure building on their funds. Listen to this podcast to find out more about trends in the use of liability driven investment strategies.

    Listen now to The Pension Liability Equation/LDI (To download, right click on the link and select "Save As.")

  • Cross-Border Pension Pooling Helps Multinationals Meet the Challenge of Globalization (22 min. 42 sec/15.5 MB)

    Multinationals and investment managers who have interest in meeting the challenges of globalization will be interested in how Northern Trust has developed an innovative approach to cross border pension pooling, offering clients a unique solution to their needs.

    Listen now to Cross-Border Pension Pooling Helps Multinationals Meet the Challenge of Globalization (To download, right click on the link and select "Save As.")

  • The Top Five Myths of Transition Management (8 min. 50 sec/6.07 MB)

    Each year, institutional investors shuffle between $2 trillion and $2.5 trillion dollars among portfolios. Given the continued search for alpha and new funding and reporting requirements, most industry analysts expect the number of portfolio restructurings to increase. As the pace of fund restructurings continues to accelerate (due to these changes), it’s important to separate truth from the transition management myths.

    Listen now to The Top Five Myths of Transition Management (To download, right click on the link and select "Save As.")

  • Global Pension Shift (18 min./12 MB)

    Pension plans around the globe are adopting new investing mindsets and changing behaviors as they grapple with aging populations, funding issues and new regulations. This podcast is intended for institutional investors who want to learn more about how pension plans around the globe are responding to new pension funding laws and regulations, and the strategies - such as liability driven investing - that are being developed to deal with these issues.

    Listen now to Global Pension Shift (To download, right click on the link and select "Save As.")