Investors' changing views on risk management open the door to more dynamic portfolio strategies.
By leveraging the best defined benefit plan approaches, defined contribution plan sponsors can help improve participants' retirement savings outcomes.
As defined contribution (DC) plans evolve as the primary retirement vehicle for many people, plan sponsors pursuing diversification are taking a page from the playbook of defined benefit (DB) plans.
Pew Research Centerâ€™s Richard Fry sees significant challenges â€” and some encouraging signs â€” for younger defined contribution plan participantsâ€™ retirement planning.
With the growing popularity of target retirement date funds, plan sponsors must consider the underlying methodology evaluating alternatives.
As the role of DC plans evolves, plan sponsors need to help plan participants by more actively managing the transition process.
Boston College’s Alicia Munnell says employees need to save smarter and work longer to maximize retirement security.
Many investors are rethinking the degree to which pension fund trustees should outsource responsibility to third-party solution providers.
Time, expense and outcomes need to be considered before pursuing a customized target date solution.
Controlling defined contribution plan expenses should be a high priority for plan sponsors.
Including extended asset classes in target date funds can benefit investors.
Point of Viewâ€™s recent survey on retirement income strategies reveals that plan sponsors donâ€™t believe their DC plans are adequately structured to address plan participantsâ€™ â€śdecumulation of wealthâ€ť in retirement.
U.S. researcher advocates shifting plan sponsor focus to asset distribution rather than wealth accumulation.
Putting a premium on risk assessment and solutions.
Plan design should consider savings and investment patterns.
Moving bond portfolios presents different challenges for investors.
Plan sponsors are more comfortable using external resources to meet new challenges.
Defined contribution plans are receiving more attention from sponsors, regulators.
Investment product innovation helps U.S. plan sponsors tackle an evolving set of challenges.
Approach helps U.S. plan sponsors balance short- and long-term funding considerations.
Popular academic theory meets real-world pension plan investment strategy.
Use of auto enrollment, target date funds surges among defined contribution plans.
New scorecard gives sponsors a clearer view of a plan's ongoing health and viability.
Keys to successfully restructuring defined contribution plan assets.
New types of retirement plans address changing regulations and market trends.
Total investment program management can allow investors to focus on core competencies.
Plan sponsors are increasingly turning to outsourcing to gain simplicity in plan management.
Defined contribution plans gain favor with employers around the globe.
The 2012 installment of Northern Trust's defined contribution plan research series.
How to better plan your next transition event and mitigate much of the risk.
Addressing the nuances of transitioning a bond portfolio and how hiring a transition manager can help.
Examining the Northern Trust glidepath construction methodology.
Listen to the entire discussion between Northern Trustâ€™s Jim Danaher and Pew Researchâ€™s Richard Fry on the financial challenges and encouraging signs for younger adults.
Boston Collegeâ€™s Alicia Munnell and Northern Trustâ€™s Jim Danaher on the effectiveness of defined contribution plans as retirement savings vehicles.
Learn how Web Trade Services can increase straight-through processing in the post-execution trade process.
Listen now to Web Trade Services (To download, right click on the link and select "Save As".
While target date funds have been in existence for several years, the recent surge in interest is a result of the Pension Protection Act which was signed into law in 2006. Many plan sponsors are adopting target date strategies as their new default investment option. Listen to this podcast to find out more about Target Date Strategies.
Listen now to Target Date Funds (To download, right click on the link and select "Save As.")
Pension Plan sponsors in Europe and North America are looking for alternatives to traditional pension management strategies. A host of issues are prompting plan sponsors to seek out new solutions with the potential to relieve the pressure building on their funds. Listen to this podcast to find out more about trends in the use of liability driven investment strategies.
Listen now to The Pension Liability Equation/LDI (To download, right click on the link and select "Save As.")
Multinationals and investment managers who have interest in meeting the challenges of globalization will be interested in how Northern Trust has developed an innovative approach to cross border pension pooling, offering clients a unique solution to their needs.
Listen now to Cross-Border Pension Pooling Helps Multinationals Meet the Challenge of Globalization (To download, right click on the link and select "Save As.")
Each year, institutional investors shuffle between $2 trillion and $2.5 trillion dollars among portfolios. Given the continued search for alpha and new funding and reporting requirements, most industry analysts expect the number of portfolio restructurings to increase. As the pace of fund restructurings continues to accelerate (due to these changes), itâ€™s important to separate truth from the transition management myths.
Listen now to The Top Five Myths of Transition Management (To download, right click on the link and select "Save As.")
Pension plans around the globe are adopting new investing mindsets and changing behaviors as they grapple with aging populations, funding issues and new regulations. This podcast is intended for institutional investors who want to learn more about how pension plans around the globe are responding to new pension funding laws and regulations, and the strategies - such as liability driven investing - that are being developed to deal with these issues.
Listen now to Global Pension Shift (To download, right click on the link and select "Save As.")
Bob Campion of Pensions Insight Magazine interviews Penny Biggs from Northern Trust's Retirement Solutions Practice about the challenges facing occupational pension funds, December 2010.
In this ongoing series, Pensions Insights magazine interviews experts within Northern Trustâ€™s Retirement Solutions Practice about issues facing retirement plans.
Jim Danaher, senior product manager in Northern Trust's DC Solutions Group, offers insight into how plan sponsorsâ€™ efforts to provide participant education helps increase employee potential for successfully saving for retirement.
Susan Czochara, senior product manager in Northern Trust's DC Solutions Group, Take a look at how scenario testing evaluates the robustness of the glide path within a target date funds' offerings.
Aaron Overy, cross border pooling specialist at Northern Trust, discuss opportunities for multi-national employers to construct a single-platform, global, DC offering for employees in different countries.