Business Banking

 
United States
  Personal Financial Services
Submit Search
Link To About Northern TrustLink To NewsLink to Insights & ResearchLink to Investor Relations
 
 
Find an advisor
Contact us by phone    1-800-388-5316

Business Banking

   
Customized financial solutions to manage your businessNorthern Trust's customized approach to banking extends to our deposit account options. From simple to complex, our FDIC-insured deposit products grow with your business.
 
Font Size Decrease Font SizeIncrease Font Size
Let us help you manage your operating needs with our complete line of convenient business services.

Business deposit accounts

Northern Trust's customized approach to banking extends to our deposit account options. From simple to complex, our FDIC-insured deposit products grow with your business.

  • Basic Business Checking
    Business owners can enjoy unlimited checkwriting and the ability to avoid monthly maintenance fees by maintaining a minimum balance.
  • Business Sweep
    Invest end-of-day balances in your business checking account by sweeping excess funds to your choice of five different money market funds (money market funds are not FDIC insured).
  • Analyzed Checking
    Earn credit on your checking account balances to offset charges incurred for account activity including maintenance fees, payments and online banking fees.
  • Premium Money Market Deposit Account
    A highly liquid account with limited checkwriting privileges that earn competitive interest rates.

Electronic business banking solutions

Accelerate collections and manage payables while reducing expenses with Northern Trust's innovative, integrated business banking solutions.

  • Account reconcilement
  • Automated clearing house (ACH)
  • Business debit card
  • Electronic data interchange (EDI)
  • Lockbox
  • Multi-currency cash clearing
  • Positive pay
  • Remote deposit capture
  • Wire transfer services

With Treasury Passport®, our Web-based platform for businesses, you have access to the full range of Northern Trust's business services with the convenience of single-site access.

Creative Business Credit Solutions

The hallmark of Northern Trust's business banking service is our organization's innovative and flexible credit solutions.We understand that no two businesses are the same, and we tailor our credit options accordingly. You'll benefit from a wide variety of debt financing and other commercial lending services to support the growth of your business.

Debt financing may be in the form of:

  • Working capital loans
  • Equipment financing and leasing
  • Capital contribution loans
  • Accounts receivable lending
  • Acquisition loans
  • Aircraft finance
  • Life insurance premium finance
  • Commercial real estate loans
  • Industrial development bonds.

Northern Trust is also engaged in multi-bank credit facilities to both privately held businesses and public companies.

Additional services include commercial and standby letters of credit, business credit cards,* foreign exchange, interest rate risk management solutions and ESOP loans for business owners.

Email this pageContact Northern Trust
Cards are issued by Elan Financial Services and are subject to Elan Financial Services' credit approval. When you request to complete our online application, you will leave Northern Trust's site and be taken to Elan Financial Services' web site. Of course, Northern Trust is not responsible for any content on the Elan Financial Services site. Please note that Elan Financial Services' privacy policy may be different from that of Northern Trust. Visa® is a registered trademark of Visa U.S.A., Inc.
With Northern Anchor Accounts the depositor has an option to sweep funds into certain Northern Funds, which are not FDIC insured.
Note: This product is offered in AZ, CA, CO, CT, FL, GA, MA, MI, MN, MO, NV, NY, OH, TX, WA and WI only.
Equal Housing Lender
Northern Trust is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
© 2009 Northern Trust Corporation
 
Keith Gossler
Our Expert
Keith Gossler
Chief Banking Officer
 
 View Profile
Close Bio
Keith Gossler
Keith Gossler
Chief Banking Officer
 
Keith D. Gossler is the Executive Vice President and Chief Banking Officer for the Northern Trust Bank N. A., Western Region. Mr. Gossler is directly responsible for the lending and banking activities of Arizona, California, Colorado, Nevada, and Washington.
At various times over his Northern career Mr. Gossler has been or is now a member of the Board of Directors of the Northern Trust Bank N.A, and has been a member or Chaired the following committees: Loan Committee, ALCO Committee, Compliance Committee, CRA Committee and the Marketing and Advertising departments. Mr. Gossler is also the Regional Reg O Officer and has served on the National Marketing and Banking counsels. Mr. Gossler oversees the CRA activities for the Western Region.

His community service includes various levels of involvement and board membership in Hospice of the Valley, American Heart Association, Unity Way, Urban Coalition West, Housing For Mesa, Boys and Girls clubs of Phoenix, and Cure Autism Now. Mr. Gossler is an Honors graduate of the Stonier School of Banking. He was Co-Chairman and founder of the Maricopa County Reverse Mortgage Committee and has served in numerous capacities with the Arizona Multi-Bank.

 
 
Insights From Northern Trust
Gain access into the rapidly changing financial landscape.
corp_global_passport_lm_image
Northern Trust Passport®
Get fast, secure online access to all your accounts, customized reporting, notification alerts and more
Northern Trust Visa® Business Credit Cards
Apply today. Reward and non-reward card options are available.