Residential Mortgages and Home Equity Services

Find the lending option that suits you

By offering a variety of mortgage and specialty options, we're able to provide you with the right solution no matter what your objective.

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Select the Solution that Best Meets Your Goals

We offer a broad selection of lending options and will guide you through the process with a high level of attention and service.

Residential Mortgages
Choosing where to finance your residence can be as important as the home you choose. We offer numerous fixed and adjustable rate options for financing your primary, secondary or vacation residences.

In addition to standard mortgages, we can also offer financing plans for special needs including:

Construction loans
Co-op financing
Investment property loans
Refinancing

Home Equity Services
Your house is more than a home - it is a valuable investment. Northern Trust provides a number of ways to put that investment to work for you.

Home Equity Line of Credit
Take advantage of the untapped value in your home with low variable interest rates, access as you need it, along with interest-only payment options.
Home Equity Loans
Easily manage your finances with a fixed-rate installment loan that creates predictable monthly payments.

Keith Gossler

Chief Banking Officer

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Keith Gossler

Chief Banking Officer

Keith has been chief banking officer for the Northern Trust Bank since 2008 and is directly responsible for the lending and banking activities of the Personal Financial Services division. Based in Chicago, Illinois, he has more than 30 years of progressively challenging banking experience.

Keith joined the Northern Trust Bank of Arizona in 1986 as the senior lending officer in the Phoenix office. In 1991, he was promoted to Lending Division head and given statewide authority for all lending services. In 1994 Keith was promoted to senior vice president and chief banking officer for the state of Arizona and in 2000, he assumed the role of executive vice president and chief banking officer for Arizona and Colorado. In 2003, his responsibilities were expanded to include the states of California, Nevada and Washington.

Keith currently sits on the board of directors of The Northern Trust Federal Savings Bank, the Northern Trust Company's Senior Loan Committee and the corporation's Asset Liability Committee(ALCO). At various times over his Northern Trust career he has been a member of the Board of Directors of the Northern Trust Bank N.A, and has been a member or chaired the following committees: Loan Committee, ALCO Committee, Compliance Committee, and Community Reinvestment Act (CRA) Committee. Keith has also served as the Regional Reg O Officer for the Western region and has served on the National Marketing and Banking counsels.

Keith is an honors graduate of the Stonier School of Banking. He was co-chairman and founder of the Maricopa County Reverse Mortgage Committee and has served in numerous capacities with the Arizona Multi-Bank.

Keith's community service includes various levels of involvement and board membership in Hospice of the Valley, American Heart Association, Unity Way, Urban Coalition West, Housing For Mesa, Boys and Girls clubs of Phoenix, and Cure Autism Now.