Preparing for Philanthropy
Leaving a lasting legacy often involves making philanthropy a part of your wealth transfer plan. In this final installment of a four-part series based on Northern Trust's book, "Legacy: Conversations About Wealth Transfer," we discuss how you can maximize the effect of your giving.

Get Real Assets
Adding real assets to your portfolio may help diversify your strategy - and can protect against the effects of inflation in the future. Learn how real assets such as commodities, real estate, oil and minerals may continue to benefit investors as they seek quality investments in a down economy.

Retire Well
To truly enjoy life after work, you need to plan ahead. No matter how close you are to retiring, now is the time to create a plan - or revisit your old plan - so you can feel more secure about your future. We discuss some strategies to consider.

Global Economy, Small World
For better or for worse, the world is getting smaller, at least from an economic perspective. As we've seen quite definitively, the global economy affects us here at home.


Wealth Management Perspectives: What Lending Crisis?
Contrary to what many believe, despite the economic crisis, traditional banks are still lending.

Information Exchange: Emerging Markets
Northern Trust's Chief Investment Strategist, Jim McDonald, shares why he thinks emerging markets will lead the way out of the recession.

Inspired Living: Exercise Better With Age
Aging isn't always fun. But exercise, even in its less strenuous forms, can help you stay physically and mentally sound, and improve your quality of life.

News & Notes
Recent developments and activities at Northern Trust.

Inflation: Are We at Risk?
Now with indications that the economy has skirted deflation, why are economists keeping an eye on inflation even as prices are falling? Because inflation often rides the coattails of an economic recession. But how likely — and how soon — could it crop up? In this article, Northern Trust’s Chief Economist Paul Kasriel and Drake University Finance Professor Thomas Root discuss the likelihood of inflation following this recession, and its potential timing and effects.

Pay It Forward
Microlending enables entrepreneurship in some of the world’s unlikeliest places.

Wealth Transfer Strategies
In this third part in a four-part series based on Northern Trust’s book, “Legacy: Conversations About Wealth Transfer,” we discuss wealth transfer strategies that can minimize taxes while maximizing the amount distributed to your beneficiaries.

The Upside of Down: Making the Most of a Down Market
Even a down market may offer potential opportunities for your portfolio. Here are ways you can try to turn the recession to your advantage.

When Recognizing Losses, How Much is Enough?
While no investor sets out to generate losses, investors focused on tax management know that losses may provide an opportunity to offset future tax liabilities. Listen as Greg Pasieka, portfolio manager in the Quantitative Active/Enhanced Index team specializing in tax advantaged strategies, examines the answer to the question.


Wealth Management Perspectives
Tax-free yields are up. Is now the time to buy municipal bonds?

Information Exchange
Yvette Taylor and Monique Brinkman-Smith discuss how Northern Trust tailors solutions to meet the needs of this group.

Inspired Living
Not getting enough sleep can have long-term physical consequences. Learn how you can improve your chances of getting a good night’s sleep.

News & Notes
Recent developments and activities at Northern Trust.

Bubbles Through Time
The recent real estate and commodity bubbles are just the latest incarnations of an investment phenomena that first occurred centuries ago. Following a prudent investment strategy can help you weather the fallout when a bubble bursts.

Happy New (Tax) Year
The start of a new year is the ideal time to engage in tax planning with your financial team. Use these tips to plan your tax strategy for 2009 and beyond. To minimize your tax bill for 2010, you might need to start sooner than you think.

Wealth Transfer Fundamentals
Behind every successful wealth transfer, there are three key documents — a will, power of attorney and revocable trust. Thoroughly understanding these documents is the best way to ensure that your wealth transfer plans will be executed properly.


Wealth Management Perspectives
Shundrawn Thomas shares his thoughts on Northern Trust’s groundbreaking “Wealth in Black America” survey.

Information Exchange
Jim Rauh and Doug Regan discuss how Northern Trust’s Family Advisory Services can help families manage their wealth.

Inspired Living
A recent trend in travel blends tourism with volunteerism. Learn about a few organizations that coordinate vacations for tourists on a mission.

News & Notes
Recent developments and activities at Northern Trust.

Understanding Wealth Transfer Planning
Wealth transfer planning is important at any age, level of wealth or stage of life. Yet despite the importance of understanding the process, for many people, the fundamentals often remain unclear. This is the first in a four-part series about creating a legacy based on Northern Trust’s book, “Legacy: Conversations About Wealth Transfer.”

Investing in a Volatile Market
While the market may be fluctuating wildly, your portfolio will likely perform better if you hold steady and follow your investment strategy. We look at why making big changes in response to volatility can hurt your portfolio’s performance, and why you should maintain a level head despite the market’s ups and downs.

Managing Life’s Transitions
Whether you’re facing a transition, want to simplify your life, are pursuing a new goal or just want to improve how you function, you might benefit from working with a life coach. Here’s how — and when — they can help.


Wealth Management Perspectives
Northern Trust’s Steven Schoenfeld helps investors size up exchange-traded funds as an investment strategy.

Information Exchange
The federal interest rates used to value certain gifts are at near historic lows. That makes these wealth transfer strategies even more appealing.

Inspired Living
A professional image consultant can not only help you project the image you want, but also stay on top of current fashion trends without ever leaving your home.

News & Notes
Recent developments and activities at Northern Trust.

The Evolution of Socially Responsible Investing
Socially responsible investing is no longer considered a fringe strategy. Its growth now provides investors a host of vehicles for smart long-term investing. Whether you are interested in screening out certain types of investments or following a broad sustainability approach, you can find a vehicle that meets your needs.

Teach Your Children Well
As parents of young adults, you may want to continue working with your children to provide them opportunities to develop their financial acumen and gain the experience they need to feel confident managing their eventual inheritance.

Wealth in America Survey 2008
Now in its third year, Northern Trust’s annual Wealth in America survey provides insight into how the nation’s millionaire households feel about the economy, the stock market and their financial advisors. We reveal what’s changed and what’s remained stable since last year’s study, and what those findings can tell us about the year ahead.


Wealth Management Perspectives
A roundtable discussion offering advice for business owners seeking private equity funding.

Information Exchange
Northern Trust’s Chief Technology Officer, Nirup Krishnamurthy, talks about trends in financial technology.

Inspired Living
Americans spent $43 billion on their pets last year. Grooming products, organic food, designer duds and even trusts — nothing is off limits for our furry friends.

News & Notes
Recent developments and activities at Northern Trust.

Planning a Successful Wealth Transfer
Creating a comprehensive wealth transfer plan gives families peace of mind. But making sure it functions as you intend demands frequent updates and expert advice.

The Thirsty Investor
The world’s growing demand for fresh water sanitation, conservation and innovation is quickly gaining the attention of seasoned global investors. But will the supply meet the demand?

Taking Steps for Inheritance Success
Hugh Magill, chief fiduciary officer and national director of trust services at Northern Trust, shares some advice on how families can prepare their children for a successful inheritance.

Deal or No Deal
For many business owners, the most important consideration when selling their business isn’t the money. Whatever their goals, these entrepreneurs are more interested in suitors with the right fit.


Wealth Management Perspectives
Explore the wide array of learning opportunities available through Northern Trust.

Inspired Living
Whether you're a beginner or a seasoned player, when you’re ready to take your golf game up a notch, you have many different options.

News & Notes
Recent developments and activities at Northern Trust.

Learning to Give
Promoting the importance of philanthropy within the family instills in children life-long values, including generosity, community and gratitude.

Second Act
For many professionals, going back to college at the end of their careers presents exciting new challenges as well as personal fulfillment.

Learning From the Old Masters
Timothy Standing, curator of the "Inspiring Impressionism" exhibition, discusses how the Impressionist painters learned from — and were inspired by — the Old Masters.

Family Business: 101
Creating an education plan for your family can help prepare members for their future roles and preserve family harmony. John Ward from the Kellogg School of Management shares some creative ideas for tailoring your own education plan.


Wealth Management Perspectives
Explore the wide array of learning opportunities available through Northern Trust.

Information Exchange
A roundtable discussion about how collaboration between universities and businesses fosters innovation.

Inspired Living
Knowledge and connoisseurship are replacing traditional luxury trappings as desirable pursuits, leading many people on a quest for expertise and unique experiences.

News & Notes
Recent developments and activities at Northern Trust.

Family Ties
The ability to work through conflict is critical to a family business's success and longevity.

Goal Getters
A look at three nonprofit organizations that are changing their approaches to funding, and achieving their goals.

Planning for Partners
Whether you've chosen not to marry for personal reasons or because you're in a relationship the law doesn't acknowledge, carefully crafting your estate plan is critical. Without the protection offered by law to married couples, you need a plan to ensure that your assets are transferred without being subject to undue taxes.

Getting Active
Municipal bonds have much to offer investors, including a steady stream of tax-free income and portfolio diversification. Investing through an active management strategy can amplify those advantages.


Wealth Management Perspectives
Reintroducing Volatility: Understanding the Roots of an Overdue Correction

Information Exchange
From sudden geo-political events and volatile swings in the economy to a host of other uncertainties, investors can face myriad risks with costly consequences. Michael Leon, managing director of Northern Trust's Alternative Solutions Group, explains why risk management is more important than ever in today's environment.

Inspired Living
Like gourmet food or fine wine, fly-fishing is an experience to be savored.

News & Notes
Recent developments and activities at Northern Trust.

On the Board
Accepting a seat on the board of a nonprofit organization is an honor, and a serious commitment. Understanding your responsibilities and how the board operates can help ensure a good fit.

Suddenly Single
Finding yourself unexpectedly alone can leave you facing a multitude of financial decisions at a time of emotional stress. Fortunately, a number of strategies can help you navigate this difficult time.

Coming of Age: A Fresh Look at Emerging Markets
Allocating a portion of your international investments to emerging market equities can offer more diversification and strong long-term return prospects.

Planning From the Inside Out
A guide to using your estate plan to create a value-based legacy for your family.

Market Outlook
Reintroducing Volatility: Understanding the Roots of an Overdue Correction


Information Exchange
Mary Boehler, division manager of Northern Trust’s Family Business Division, shares her insights into successful business succession planning.

Inspired Living
Like gourmet food or fine wine, fly-fishing is an experience to be savored.

News & Notes
Recent developments and activities at Northern Trust.

Rising Dragon
The ripples from China’s booming economy are being felt around the world. Investors may want to position their investment portfolios to benefit.

A Pivotal Role
Women and men approach philanthropy in different ways, and women’s higher levels of giving and growing economic status are changing the face of philanthropy.

The Generation X Factor
Self-directed and investment-savvy, the next generation of wealthy investors is looking beyond stocks and bonds at a new class of investments. In doing so, they are changing the market.

Safeguarding Your Identity and Your Wealth
Identity theft is a growing problem, and high-net-worth individuals are particularly vulnerable. Learn what you can do to safeguard your identity and your wealth.

Market Outlook
The Housing Trough. What has the Fed usually done in this situation?


Information Exchange
Paul Kasriel, director of economic research at Northern Trust, recently won the Lawrence R. Klein Award for Blue Chip Forecast Accuracy. He discusses his approach to economic forecasting.

Inspired Living
Membership in a destination club can give you access to beautiful private homes around the world, with many of the services you’d expect at a hotel.

News & Notes
Recent developments and activities at Northern Trust.