Financial and Lifestyle Perspective from Northern Trust http://www.northerntrust.com/wealth Demographic analysis can help guide investment decisions only when combined with a thorough assessment of economic policy and politics. http://www.northerntrust.com/wealth/11-winter/demographic-shifts-and-investment-strategies.html When it comes to hedge funds, improved disclosure rules are designed to heighten transparency in such sophisticated investments. Yet the volume of data and information supplied by hedge fund managers may prove overwhelming. How do investment pros manage the data load? http://www.northerntrust.com/wealth/11-winter/hedge-funds.html Lawmakers and others love to take shots at derivatives, which contributed to the markets’ 2008–2009 woes. Yet these often complex investments are essential to the steady flow of capital in the world’s financial markets. http://www.northerntrust.com/wealth/11-winter/financial-derivatives.html Northern Trust’s second comprehensive look at the financial attitudes of wealthy black Americans reveals a charitable generation willing to give back to their families and communities. http://www.northerntrust.com/wealth/11-winter/wealth-in-black-america.html Wealth spoke with Michael E. Papierski, senior vice president in the Real Estate Services Group of Northern Trust’s Personal Financial Services, about how the division helps clients manage, acquire or sell real estate assets held in estates and trusts. http://www.northerntrust.com/wealth/11-winter/real-estate-services-group.html Hybrid vehicles have taken off over the past six years and are projected to become even more mainstream going forward. With new luxury models coming to market, is a hybrid vehicle the right choice for you? http://www.northerntrust.com/wealth/11-winter/luxury-hybrid-vehicles.html Recent developments and activities at Northern Trust. http://www.northerntrust.com/wealth/11-winter/News-and-Notes.html