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• Challenges and Opportunities in Emerging Markets
• The Wealthy Market and Social Media
• Before Taking Flight: Expatriation Tax Considerations

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• Wealth Management Perspectives
  Putting Off Retirement
• Information Exchange
  A New Approach to Wealth Management
• Inspired Living
  Making a Difference Through Volunteer Vacations

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• Learning How to Change the Estate Planning Conversation
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News and Notes

Spring 2012

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• © 2012 Northern Trust Corporation
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• Visit northerntrust.com

The views, opinions and investment information expressed are those of the individuals noted herein, do not necessarily represent the views of Northern Trust or any other person in the Northern Trust organization and are subject to change based on market or other conditions. The material is provided for informational purposes only and should not be construed as investment, tax or legal advice or a recommendation to buy or sell a security. Northern Trust disclaims any responsibility to update such views. Northern Trust does not guarantee that the information supplied is accurate, complete or timely and does not make any warranties with regard to the results obtained from its use. Northern Trust does not guarantee the suitability or potential value of any particular investment or information source. You should consult your investment, tax, legal and accounting professionals before taking any action.

To ensure compliance with requirements imposed by the Internal Revenue Service, we inform you that any tax information in this magazine is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein.