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The Path Forward

Life Engineered Funds

The Path Forward, our annual Defined Contribution (DC) research series, explores topics at the forefront of DC plan design and offers actionable solutions plan sponsors can take – today and in the future – to help their participants achieve better retirement outcomes.

DC Plans Can Achieve More

In the 6th edition, we surveyed 1,000+ plan participants, 100+ plan sponsors and 13 industry experts. Our results reveal key lessons and actions plan sponsors can take to help improve participant retirement outcomes.


DC Participants Want More

For the 5th edition of our DC research series we surveyed plan sponsors, consultants and participants about three inter-related problems: Chronic under-saving | Inadequate formal planning & goal-setting | Ineffective transition to retirement. What they said may surprise you.


The Ideal DC Plan May Be Closer Than You Think

In our fourth installment of the Path Forward, we surveyed 1,000 DC participants about their employer-sponsored plans. What they said is telling – how you respond matters.


Importing Winning DB Strategies into DC Plans

In our third installment of the Path Forward, explore how principles employed by DB plans and institutional investors can help drive better participant outcomes in DC plans.


Engaging the Younger Employee in DC Plan Participation

In our second installment of the Path Forward, we recommend how to encourage improved participation among works under the age of 35.


Designing the Ideal DC Plan

In our inaugural installment of the Path Forward, we consider how plan sponsors can design an ideal DC plan for the future.

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The Path Forward Action Plan Series


Extend the Benefit

Help your participants appreciate the value their 401(K) plan provides.

Commit to Retirement

Learn how to drive better outcomes through changes to your plan's loan policy.

Re-enroll. Repeat.

Review key steps to take as you prepare to re-enroll your participants to target date funds.

© 2017 Northern Trust Corporation. Based on $942 billion in assets under management as of December 31, 2016. Head Office: 50 South La Salle Street, Chicago, Illinois 60603 U.S.A. Incorporated with limited liability in the U.S. Products and services provided by subsidiaries of Northern Trust Corporation may vary in different markets and are offered in accordance with local regulation. For more information, read our legal and regulatory information about individual market offices.

Northern Trust Asset Management is composed of Northern Trust Investments, Inc., Northern Trust Global Investments Limited, Northern Trust Global Investments Japan, K.K., NT Global Advisors, Inc., 50 South Capital Advisors, LLC, and personnel of The Northern Trust Company of Hong Kong Limited and The Northern Trust Company. This material is directed to professional clients only and is not intended for retail clients. For Asia-Pacific markets, it is directed to expert, institutional, professional and wholesale investors only and should not be relied upon by retail clients or investors. Issued in the United Kingdom by Northern Trust Global Investments Limited.