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Wealth Management Expert

Andrew Chou

Regional President

Expert profile image of Andrew Chou, Regional President -


As Region President, he is responsible for all aspects of Northern Trust's integrated investment, corporate fiduciary, and private banking business.


Andy began his career in 1988 with the former Chemical Banking Corporation in New York which ultimately became part of the JP Morgan Chase organization. He has over 26 years of broad financial advisory, capital markets and corporate finance experience and joined Northern Trust in Santa Barbara in 2000.


Andy graduated with distinction from Vassar College, where he was a Ford Scholar, with an A.B. in Economics and East Asian studies. He earned a Certificate of Advancement in Leadership from the Stanford University Graduate School of Business.


He completed Chemical Bank's Corporate Finance and Investment Banking Training Program, with an emphasis on Mergers & Acquisitions and Structured Finance. His notable transactional experience includes the leveraged buyouts of RJR Nabisco, Kroger Supermarkets, and Ethan Allen. He is a member of American Mensa and Omicron Delta Epsilon, the national Economics Honor Society.


Andy lives in Santa Barbara with his wife Lynn and his two children, Abigail and James. He enjoys golf, badminton, and building LEGOS with his family.


Andy is an active supporter and former Board Member of several charitable and cultural institutions including United Cerebral Palsy, Music Academy of the West, Lobero Theater, and the Foundation for Lotusland. He also served on the Finance Committee for Direct Relief International.

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