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Risk/Reward Spectrum


Our Risk/Reward Spectrum Can Help You Build a Well Balanced Portfolio

A key to building a sound investment strategy is not always following the latest trend or trying to pick the best time to get into the market. Rather, it's asset allocation, the strategy of spreading your investment dollars — based on your personal needs — among stocks, bonds or money market instruments.

As the chart below illustrates, risk and potential reward usually go hand-in-hand. When creating your Northern Funds portfolio, you'll want to select the right investment mix to match your comfort level with risk. Use our Risk/Reward spectrum below to navigate your way to the 100% no-load mutual fund1 that's right for you.

Offering you opportunities for capital appreciation and long- term growth.

International Equity Funds & Sector Funds

Small- & Medium-Capitalization Equity Funds

Income & Large-Capitalization Equity Funds

Offering you access to Northern Trust Global Investments best investment thinking in a single ticker, fund of funds.

Providing you with the potential for current income.

Longer-Term & High Yield Bond Funds

Short & Intermediate-Term Bond Funds

Helping you meet your cash management and short-term investment needs.2

Money Market Funds

1Although the funds are no-load, other annual fees and expenses do apply as described in the prospectus.

2Performance quoted represents past performance and does not guarantee future results. Investment return will fluctuate. Shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than that shown here. The current yield more closely reflects the current earnings of the Fund than the total return. Performance would have been lower in the absence of fee waivers in effect.

An investment in the Fund is not insured or guaranteed by the FDIC or any other governmental agency. Although the Fund seeks to maintain a value of $1.00 per share, it is possible to lose money by investing in the Fund.


Not FDIC insured | May lose value | No bank guarantee

An investment in Northern Funds is not insured by the FDIC, and is not a deposit or obligation of, or guaranteed by The Northern Trust Company or any affiliate. An investment in Northern Funds involves risks, including possible loss of principal.

Please carefully read the prospectus and summary prospectus and consider the investment objectives, risks, charges and expenses of Northern Funds before investing. Call 800-595-9111 to obtain a prospectus and summary prospectus, which contains this and other information about the funds.

Shares of the Northern Funds are offered only by a current Prospectus and are intended solely for persons to whom shares of US registered funds may be sold. This site shall not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of shares of the Northern Funds in any jurisdiction in which such offer, solicitation or sale would be unlawful.

©2015 Northern Funds | Northern Funds are distributed by Northern Funds Distributors, LLC, not affiliated with Northern Trust.